/* ==========================================================================
   LAW TARAZOO — Design System
   A modern, fintech-style design language for India's premier online
   Will-making platform. Brand: Navy + Orange on White.
   ========================================================================== */

/* ---------- Reset & Base ---------- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-font-smoothing: antialiased; -moz-osx-font-smoothing: grayscale; }
body { font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif; color: var(--text); background: var(--white); line-height: 1.6; font-size: 16px; overflow-x: hidden; }
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; transition: color .2s ease; }
button { font-family: inherit; cursor: pointer; border: none; background: none; }
ul, ol { list-style: none; }

/* ---------- CSS Variables (Brand Tokens) ---------- */
:root {
  --navy: #0F2A5C;
  --navy-light: #1B3D7A;
  --navy-dark: #081A3D;
  --orange: #F26A1F;
  --orange-light: #F88547;
  --orange-dark: #D85A14;
  --white: #FFFFFF;
  --bg-neutral: #F7F9FC;
  --bg-card: #FFFFFF;
  --border: #E4E8EE;
  --text: #0E1525;
  --text-muted: #5A6478;
  --text-light: #8B94A8;
  --success: #16A34A;

  --container: 1200px;
  --radius-sm: 8px;
  --radius-md: 12px;
  --radius-lg: 20px;
  --radius-xl: 28px;

  --shadow-sm: 0 1px 2px rgba(15, 42, 92, 0.04), 0 2px 4px rgba(15, 42, 92, 0.04);
  --shadow-md: 0 4px 16px rgba(15, 42, 92, 0.06), 0 8px 32px rgba(15, 42, 92, 0.04);
  --shadow-lg: 0 12px 48px rgba(15, 42, 92, 0.08), 0 24px 64px rgba(15, 42, 92, 0.06);
  --shadow-orange: 0 12px 32px rgba(242, 106, 31, 0.25);

  --space-1: 8px;
  --space-2: 16px;
  --space-3: 24px;
  --space-4: 32px;
  --space-5: 48px;
  --space-6: 64px;
  --space-7: 96px;
  --space-8: 128px;
}

/* ---------- Typography ---------- */
h1, h2, h3, h4, h5, h6 { font-weight: 700; line-height: 1.2; letter-spacing: -0.02em; color: var(--navy); }
h1 { font-size: clamp(2.25rem, 4.5vw + 1rem, 4rem); font-weight: 800; letter-spacing: -0.03em; }
h2 { font-size: clamp(1.875rem, 2.5vw + 1rem, 2.75rem); }
h3 { font-size: clamp(1.375rem, 1.2vw + 1rem, 1.75rem); }
h4 { font-size: 1.25rem; }
p { color: var(--text-muted); font-size: 1.0625rem; line-height: 1.7; }
.lead { font-size: 1.25rem; line-height: 1.6; color: var(--text-muted); }
.eyebrow { display: inline-block; font-size: 0.8125rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.12em; color: var(--orange); margin-bottom: var(--space-2); }
strong, b { color: var(--text); font-weight: 600; }

/* ---------- Layout ---------- */
.container { width: 100%; max-width: var(--container); margin: 0 auto; padding: 0 var(--space-3); }
.container-wide { max-width: 1320px; }
.container-narrow { max-width: 880px; }
section { padding: var(--space-7) 0; }
.section-tight { padding: var(--space-6) 0; }
.section-header { text-align: center; max-width: 720px; margin: 0 auto var(--space-6); }
.section-header p { font-size: 1.125rem; margin-top: var(--space-2); }

/* ---------- Buttons ---------- */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; padding: 14px 28px; font-size: 1rem; font-weight: 600; border-radius: 999px; transition: all .2s ease; cursor: pointer; white-space: nowrap; line-height: 1; border: 2px solid transparent; }
.btn-primary { background: var(--orange); color: var(--white); box-shadow: var(--shadow-orange); }
.btn-primary:hover { background: var(--orange-dark); transform: translateY(-1px); box-shadow: 0 16px 40px rgba(242, 106, 31, 0.35); }
.btn-secondary { background: var(--navy); color: var(--white); }
.btn-secondary:hover { background: var(--navy-dark); transform: translateY(-1px); }
.btn-outline { background: transparent; color: var(--navy); border-color: var(--navy); }
.btn-outline:hover { background: var(--navy); color: var(--white); }
.btn-ghost { background: transparent; color: var(--navy); padding: 8px 16px; }
.btn-ghost:hover { color: var(--orange); }
.btn-lg { padding: 18px 36px; font-size: 1.0625rem; }
.btn-block { width: 100%; }
.btn-inverse { background: var(--white); color: var(--orange); }
.btn-inverse:hover { background: rgba(255,255,255,0.95); transform: translateY(-1px); }

/* ---------- Navigation ---------- */
.nav { position: sticky; top: 0; z-index: 100; background: rgba(255, 255, 255, 0.92); backdrop-filter: saturate(180%) blur(16px); -webkit-backdrop-filter: saturate(180%) blur(16px); border-bottom: 1px solid var(--border); }
.nav-inner { display: flex; align-items: center; justify-content: space-between; padding: 14px 0; }
.nav-logo { display: flex; align-items: center; gap: 10px; }
.nav-logo img { height: 36px; width: auto; }
.nav-links { display: flex; align-items: center; gap: 4px; }
.nav-link { padding: 8px 14px; font-size: 0.9375rem; font-weight: 500; color: var(--text); border-radius: 8px; transition: all .15s ease; }
.nav-link:hover { color: var(--orange); background: var(--bg-neutral); }
.nav-cta { margin-left: 12px; }
.nav-toggle { display: none; padding: 8px; }

/* ---------- Hero ---------- */
.hero { padding: var(--space-7) 0 var(--space-6); position: relative; overflow: hidden; background: radial-gradient(80% 60% at 70% 0%, rgba(242, 106, 31, 0.06), transparent 60%), radial-gradient(60% 50% at 10% 30%, rgba(15, 42, 92, 0.05), transparent 70%); }
.hero-grid { display: grid; grid-template-columns: 1.05fr 0.95fr; gap: var(--space-6); align-items: center; }
.hero-content h1 { margin-bottom: var(--space-3); }
.hero-content h1 .accent { color: var(--orange); position: relative; display: inline-block; }
.hero-content h1 .accent::after { content: ''; position: absolute; left: 0; right: 0; bottom: 4px; height: 8px; background: rgba(242, 106, 31, 0.18); border-radius: 999px; z-index: -1; }
.hero-content .lead { margin-bottom: var(--space-4); max-width: 540px; }
.hero-pills { display: flex; flex-wrap: wrap; gap: 8px; margin-top: var(--space-4); }
.hero-pill { display: inline-flex; align-items: center; gap: 6px; padding: 6px 14px; background: var(--white); border: 1px solid var(--border); border-radius: 999px; font-size: 0.8125rem; font-weight: 500; color: var(--text); box-shadow: var(--shadow-sm); }
.hero-pill::before { content: '✓'; color: var(--orange); font-weight: 700; }

/* ---------- Hero Form Card ---------- */
.hero-form-card { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius-xl); padding: var(--space-4); box-shadow: var(--shadow-lg); position: relative; }
.hero-form-card::before { content: ''; position: absolute; top: -2px; left: 20%; right: 20%; height: 4px; background: linear-gradient(90deg, transparent, var(--orange), transparent); border-radius: 999px; }
.hero-form-card h3 { font-size: 1.375rem; margin-bottom: 4px; }
.hero-form-card .sub { font-size: 0.9375rem; color: var(--text-muted); margin-bottom: var(--space-3); }
.field { display: block; margin-bottom: 14px; }
.field-label { display: block; font-size: 0.8125rem; font-weight: 600; color: var(--text); margin-bottom: 6px; letter-spacing: 0.02em; }
.field-input { width: 100%; padding: 12px 14px; font-size: 1rem; font-family: inherit; color: var(--text); background: var(--white); border: 1.5px solid var(--border); border-radius: var(--radius-sm); transition: all .15s ease; }
.field-input:focus { outline: none; border-color: var(--orange); box-shadow: 0 0 0 3px rgba(242, 106, 31, 0.12); }
.field-consent { display: flex; align-items: flex-start; gap: 8px; margin: 14px 0; font-size: 0.8125rem; color: var(--text-muted); }
.field-consent input { margin-top: 3px; accent-color: var(--orange); }
.form-footnote { font-size: 0.75rem; color: var(--text-light); text-align: center; margin-top: 10px; }

/* ---------- Hero Image (right column variant) ---------- */
.hero-image-wrap { position: relative; }
.hero-image { width: 100%; aspect-ratio: 16 / 9; object-fit: cover; border-radius: var(--radius-lg); box-shadow: var(--shadow-lg); }

/* ---------- "Why a Will, Why Now" — Problem section ---------- */
.problem { background: var(--bg-neutral); }
.problem-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--space-4); }
.problem-card { background: var(--white); padding: var(--space-4); border-radius: var(--radius-md); border: 1px solid var(--border); transition: all .25s ease; }
.problem-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); border-color: var(--orange); }
.problem-icon { width: 48px; height: 48px; display: inline-flex; align-items: center; justify-content: center; background: rgba(15, 42, 92, 0.06); border-radius: 12px; color: var(--navy); margin-bottom: var(--space-2); }
.problem-card h3 { font-size: 1.1875rem; margin-bottom: 8px; }
.problem-card p { font-size: 0.9375rem; }

/* ---------- Pricing Card ---------- */
.pricing { padding-top: var(--space-7); }
.pricing-card { max-width: 560px; margin: 0 auto; background: var(--white); border: 1px solid var(--border); border-top: 4px solid var(--navy); border-radius: var(--radius-lg); padding: var(--space-5) var(--space-4); box-shadow: var(--shadow-lg); position: relative; }
.pricing-tag { position: absolute; top: -14px; left: 50%; transform: translateX(-50%); background: var(--orange); color: var(--white); padding: 6px 16px; border-radius: 999px; font-size: 0.75rem; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; box-shadow: var(--shadow-orange); }
.pricing-card h3 { font-size: 1.75rem; text-align: center; margin-bottom: var(--space-1); }
.price { font-size: 4rem; font-weight: 800; color: var(--navy); text-align: center; line-height: 1; letter-spacing: -0.04em; margin: var(--space-2) 0 4px; }
.price-note { text-align: center; color: var(--text-light); font-size: 0.875rem; margin-bottom: var(--space-3); }
.price-sub { text-align: center; color: var(--text-muted); font-size: 1rem; margin-bottom: var(--space-4); padding-bottom: var(--space-4); border-bottom: 1px dashed var(--border); }
.inclusion { display: flex; gap: 12px; padding: 14px 0; border-bottom: 1px solid var(--border); }
.inclusion:last-of-type { border-bottom: none; padding-bottom: 0; }
.inclusion-tick { flex-shrink: 0; width: 24px; height: 24px; background: var(--orange); border-radius: 50%; color: var(--white); display: inline-flex; align-items: center; justify-content: center; font-weight: 700; font-size: 0.75rem; margin-top: 3px; }
.inclusion-content h4 { font-size: 1rem; color: var(--text); margin-bottom: 4px; font-weight: 600; }
.inclusion-content p { font-size: 0.9375rem; line-height: 1.6; }
.pricing-cta { margin-top: var(--space-4); text-align: center; }

/* ---------- Add-on (Registration) ---------- */
.addon { max-width: 700px; margin: var(--space-4) auto 0; background: var(--bg-neutral); border-radius: var(--radius-md); padding: var(--space-3) var(--space-4); display: flex; align-items: center; gap: var(--space-3); flex-wrap: wrap; }
.addon-content { flex: 1; min-width: 280px; }
.addon-content h4 { font-size: 1.125rem; margin-bottom: 4px; }
.addon-content p { font-size: 0.9375rem; margin: 0; }
.addon a { color: var(--navy); font-weight: 600; border-bottom: 1.5px solid var(--orange); }

/* ---------- Payment & SLA Band ---------- */
.payment-band { background: linear-gradient(135deg, var(--navy) 0%, var(--navy-dark) 100%); color: var(--white); position: relative; overflow: hidden; }
.payment-band::before { content: ''; position: absolute; inset: 0; background: radial-gradient(60% 50% at 80% 20%, rgba(242, 106, 31, 0.12), transparent 60%); pointer-events: none; }
.payment-band h2 { color: var(--white); }
.payment-band .section-header p { color: rgba(255,255,255,0.75); }
.payment-steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--space-3); margin-bottom: var(--space-5); position: relative; z-index: 1; }
.payment-step { text-align: center; padding: var(--space-3); background: rgba(255,255,255,0.04); border: 1px solid rgba(255,255,255,0.08); border-radius: var(--radius-md); backdrop-filter: blur(8px); }
.payment-step-num { display: inline-flex; align-items: center; justify-content: center; width: 36px; height: 36px; background: var(--orange); color: var(--white); border-radius: 50%; font-weight: 700; font-size: 1rem; margin-bottom: var(--space-2); }
.payment-step h4 { color: var(--white); font-size: 1.0625rem; margin-bottom: 6px; }
.payment-step p { color: rgba(255,255,255,0.7); font-size: 0.9375rem; }
.upi-card { background: var(--white); border-radius: var(--radius-lg); padding: var(--space-4); max-width: 760px; margin: 0 auto; box-shadow: var(--shadow-lg); position: relative; z-index: 1; }
.upi-label { color: var(--text-muted); font-size: 0.75rem; font-weight: 700; letter-spacing: 0.15em; text-transform: uppercase; margin-bottom: var(--space-2); text-align: center; }
.upi-options { display: grid; grid-template-columns: 1fr auto 1fr; align-items: center; gap: var(--space-3); margin-top: var(--space-2); }
@media (max-width: 720px) { .upi-options { grid-template-columns: 1fr; } }
.upi-option { text-align: center; }
.upi-option-label { font-size: 0.6875rem; font-weight: 700; color: var(--text-light); letter-spacing: 0.15em; text-transform: uppercase; margin-bottom: 10px; }
.upi-id { font-family: 'Menlo', 'Monaco', 'Courier New', monospace; font-size: clamp(1.125rem, 2vw, 1.625rem); font-weight: 700; color: var(--navy); letter-spacing: -0.02em; padding: var(--space-2) var(--space-3); background: var(--bg-neutral); border-radius: var(--radius-sm); display: inline-flex; align-items: center; gap: 10px; }
.upi-copy { background: var(--orange); color: var(--white); padding: 6px 10px; border-radius: 6px; font-size: 0.75rem; font-weight: 600; cursor: pointer; transition: background .15s ease; font-family: inherit; }
.upi-copy:hover { background: var(--orange-dark); }
.upi-divider { display: flex; flex-direction: column; align-items: center; gap: 8px; color: var(--text-light); font-size: 0.75rem; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; }
.upi-divider::before, .upi-divider::after { content: ''; width: 1px; height: 36px; background: var(--border); }
@media (max-width: 720px) { .upi-divider { flex-direction: row; } .upi-divider::before, .upi-divider::after { width: 36px; height: 1px; } }
.upi-qr { display: inline-block; padding: 10px; background: var(--white); border: 1.5px solid var(--border); border-radius: var(--radius-md); }
.upi-qr img { display: block; width: 200px; height: 200px; }
.upi-ref { color: var(--text-light); font-size: 0.8125rem; margin-top: var(--space-3); font-style: italic; text-align: center; }
.upi-payee { display: block; text-align: center; margin-top: 10px; font-size: 0.75rem; font-weight: 500; color: var(--navy); letter-spacing: 0.03em; }
.upi-payee strong { font-weight: 700; }
/* ---------- Payment Confirmation Form ---------- */
.pay-form-card { max-width: 760px; margin: var(--space-4) auto 0; background: var(--white); border-radius: var(--radius-lg); padding: var(--space-4); box-shadow: var(--shadow-lg); position: relative; z-index: 1; }
.pay-form-card .pay-form-eyebrow { display: inline-block; background: rgba(242, 106, 31, 0.12); color: var(--orange); padding: 4px 12px; border-radius: 999px; font-size: 0.75rem; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; margin-bottom: var(--space-2); }
.pay-form-card h3 { font-size: 1.5rem; margin-bottom: 6px; color: var(--navy); }
.pay-form-card .pay-form-sub { font-size: 0.9375rem; color: var(--text-muted); margin-bottom: var(--space-3); }
.pay-form-row { display: grid; grid-template-columns: 1fr 1fr; gap: var(--space-2); }
@media (max-width: 600px) { .pay-form-row { grid-template-columns: 1fr; } }
.pay-form-success { text-align: center; padding: var(--space-4) var(--space-2); display: none; }
.pay-form-success .tick { width: 64px; height: 64px; background: var(--success); color: var(--white); border-radius: 50%; display: inline-flex; align-items: center; justify-content: center; font-size: 1.75rem; font-weight: 700; margin-bottom: var(--space-2); box-shadow: 0 8px 24px rgba(22, 163, 74, 0.3); }
.pay-form-success h3 { color: var(--navy); margin-bottom: 8px; }
.pay-form-success p { font-size: 1rem; color: var(--text-muted); }
.pay-form-card.success-state .pay-form-body { display: none; }
.pay-form-card.success-state .pay-form-success { display: block; }

.sla-callout { max-width: 700px; margin: var(--space-4) auto 0; background: var(--orange); color: var(--white); padding: var(--space-3) var(--space-4); border-radius: var(--radius-md); display: flex; align-items: center; gap: var(--space-3); box-shadow: var(--shadow-orange); position: relative; z-index: 1; }
.sla-callout-icon { font-size: 1.75rem; flex-shrink: 0; }
.sla-callout p { color: var(--white); margin: 0; font-size: 1.0625rem; line-height: 1.5; }
.sla-callout p strong { color: var(--white); }

/* ---------- Guarantee Section ---------- */
.guarantee { padding: var(--space-7) 0; }
.guarantee-grid { display: grid; grid-template-columns: auto 1fr; gap: var(--space-5); align-items: center; max-width: 980px; margin: 0 auto; }
.guarantee-badge { width: 240px; height: 240px; flex-shrink: 0; background: radial-gradient(circle at 30% 30%, var(--orange-light) 0%, var(--orange) 60%, var(--orange-dark) 100%); border-radius: 50%; color: var(--white); display: flex; flex-direction: column; align-items: center; justify-content: center; text-align: center; padding: var(--space-3); box-shadow: 0 24px 64px rgba(242, 106, 31, 0.35), inset 0 -4px 12px rgba(0,0,0,0.1), inset 0 4px 12px rgba(255,255,255,0.2); position: relative; }
.guarantee-badge::before { content: ''; position: absolute; inset: 12px; border: 2px dashed rgba(255,255,255,0.4); border-radius: 50%; }
.guarantee-badge .big { font-size: 2.5rem; font-weight: 800; letter-spacing: -0.04em; line-height: 1; margin-bottom: 4px; }
.guarantee-badge .small { font-size: 0.6875rem; font-weight: 700; letter-spacing: 0.15em; text-transform: uppercase; line-height: 1.4; max-width: 160px; }
.guarantee-content h2 { margin-bottom: var(--space-2); }

/* ---------- Differentiators ---------- */
.different { background: var(--bg-neutral); }
.different-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: var(--space-3); }
.different-card { background: var(--white); padding: var(--space-3); border-radius: var(--radius-md); border: 1px solid var(--border); transition: all .25s ease; }
.different-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.different-icon { width: 44px; height: 44px; display: inline-flex; align-items: center; justify-content: center; background: rgba(242, 106, 31, 0.1); color: var(--orange); border-radius: 10px; margin-bottom: var(--space-2); font-size: 1.25rem; }
.different-card h4 { font-size: 1.0625rem; margin-bottom: 6px; }
.different-card p { font-size: 0.9375rem; }

/* ---------- Testimonials ---------- */
.testimonials-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--space-3); }
.testimonial { background: var(--white); padding: var(--space-4); border-radius: var(--radius-md); border: 1px solid var(--border); }
.testimonial p { font-size: 1rem; color: var(--text); line-height: 1.65; margin-bottom: var(--space-2); font-style: italic; }
.testimonial p::before { content: '"'; color: var(--orange); font-size: 3rem; line-height: 0; vertical-align: -0.4em; margin-right: 4px; font-family: Georgia, serif; }
.testimonial-author { font-weight: 600; color: var(--navy); font-size: 0.9375rem; font-style: normal; }
.testimonial-loc { color: var(--text-light); font-size: 0.875rem; font-weight: 400; margin-left: 4px; }

/* ---------- Final CTA Band ---------- */
.cta-final { background: linear-gradient(135deg, var(--orange) 0%, var(--orange-dark) 100%); color: var(--white); text-align: center; padding: var(--space-6) 0; }
.cta-final h2 { color: var(--white); margin-bottom: var(--space-2); }
.cta-final p { color: rgba(255,255,255,0.95); font-size: 1.25rem; margin-bottom: var(--space-4); }

/* ---------- Footer ---------- */
.footer { background: var(--navy-dark); color: rgba(255,255,255,0.7); padding: var(--space-6) 0 var(--space-3); }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.2fr; gap: var(--space-4); margin-bottom: var(--space-5); }
.footer-col h5 { color: var(--white); font-size: 0.8125rem; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; margin-bottom: var(--space-2); }
.footer-col ul li { margin-bottom: 8px; }
.footer-col a { color: rgba(255,255,255,0.7); font-size: 0.9375rem; transition: color .15s ease; }
.footer-col a:hover { color: var(--orange-light); }
.footer-brand-logo { background: rgba(255,255,255,0.06); padding: var(--space-2); border-radius: var(--radius-sm); display: inline-block; margin-bottom: var(--space-2); }
.footer-brand-logo img { height: 40px; }
.footer-brand-tagline { font-size: 0.9375rem; line-height: 1.6; max-width: 280px; }
.footer-contact-item { display: flex; gap: 10px; margin-bottom: 10px; font-size: 0.9375rem; line-height: 1.5; }
.footer-contact-item span:first-child { flex-shrink: 0; opacity: 0.6; }
.footer-disclaimer { border-top: 1px solid rgba(255,255,255,0.08); padding-top: var(--space-3); font-size: 0.8125rem; line-height: 1.6; color: rgba(255,255,255,0.5); font-style: italic; margin-bottom: var(--space-3); }
.footer-copy { border-top: 1px solid rgba(255,255,255,0.08); padding-top: var(--space-3); text-align: center; font-size: 0.8125rem; color: rgba(255,255,255,0.5); }

/* ---------- Page Hero (inner pages) ---------- */
.page-hero { padding: var(--space-6) 0 var(--space-4); background: linear-gradient(180deg, var(--bg-neutral) 0%, transparent 100%); }
.page-hero-content { max-width: 760px; }
.page-hero h1 { font-size: clamp(2rem, 3vw + 1rem, 3rem); margin-bottom: var(--space-2); }
.page-hero .lead { font-size: 1.1875rem; }
.page-hero-banner { width: 100%; aspect-ratio: 21 / 9; object-fit: cover; border-radius: var(--radius-lg); margin-top: var(--space-4); box-shadow: var(--shadow-md); }
@media (max-width: 720px) { .page-hero-banner { aspect-ratio: 16 / 10; } }

/* ---------- SVG-illustrated banners (inner pages) ---------- */
.svg-banner { position: relative; width: 100%; aspect-ratio: 21 / 9; border-radius: var(--radius-lg); margin-top: var(--space-4); overflow: hidden; box-shadow: var(--shadow-md); display: flex; align-items: center; justify-content: center; }
.svg-banner svg { width: 100%; height: 100%; display: block; }
.svg-banner-faq { background: linear-gradient(135deg, #FFF5EC 0%, #FFE8D4 60%, #FED1A8 100%); }
.svg-banner-terms { background: linear-gradient(135deg, #F3F6FC 0%, #DEE6F3 100%); }
.svg-banner-privacy { background: linear-gradient(135deg, #0F2A5C 0%, #1B3D7A 100%); color: var(--white); }
.svg-banner-blog { background: linear-gradient(135deg, #FFEEDD 0%, #FFE0C2 50%, #F2DBC4 100%); }
.svg-banner-ringfencing { background: linear-gradient(135deg, #0F2A5C 0%, #2A4783 50%, #F26A1F 130%); color: var(--white); }
.svg-banner-women { background: linear-gradient(135deg, #FFFBF5 0%, #FFE3C9 40%, #F26A1F 130%); }
.svg-banner-intestate { background: linear-gradient(135deg, #F7F2EB 0%, #E8DEC9 100%); }
@media (max-width: 720px) { .svg-banner { aspect-ratio: 16 / 10; } }

/* ---------- Prose (long-form pages) ---------- */
.prose { max-width: 720px; margin: 0 auto; }
.prose h2 { margin: var(--space-5) 0 var(--space-2); font-size: 1.875rem; }
.prose h3 { margin: var(--space-4) 0 var(--space-2); font-size: 1.375rem; }
.prose p { font-size: 1.0625rem; color: var(--text-muted); margin-bottom: var(--space-2); }
.prose p strong, .prose strong { color: var(--text); }
.prose ul, .prose ol { margin: var(--space-2) 0 var(--space-3) var(--space-3); }
.prose ul li, .prose ol li { font-size: 1.0625rem; color: var(--text-muted); line-height: 1.7; margin-bottom: 8px; position: relative; list-style: none; padding-left: 20px; }
.prose ul li::before { content: ''; position: absolute; left: 0; top: 12px; width: 6px; height: 6px; background: var(--orange); border-radius: 50%; }
.prose ol { counter-reset: ol-counter; }
.prose ol li { counter-increment: ol-counter; }
.prose ol li::before { content: counter(ol-counter) "."; position: absolute; left: 0; top: 0; color: var(--orange); font-weight: 700; }
.prose blockquote { margin: var(--space-3) 0; padding: var(--space-3) var(--space-4); background: var(--bg-neutral); border-left: 4px solid var(--orange); border-radius: 0 var(--radius-sm) var(--radius-sm) 0; }
.prose blockquote p { font-size: 1.125rem; line-height: 1.6; color: var(--text); font-style: italic; margin: 0; }

/* ---------- FAQ Accordion ---------- */
.faq-group { max-width: 800px; margin: 0 auto var(--space-5); }
.faq-group-title { font-size: 1.25rem; font-weight: 700; color: var(--navy); margin-bottom: var(--space-3); padding-bottom: var(--space-2); border-bottom: 2px solid var(--border); }
.faq-item { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius-sm); margin-bottom: 10px; overflow: hidden; transition: all .2s ease; }
.faq-item[open] { border-color: var(--orange); box-shadow: var(--shadow-md); }
.faq-item summary { padding: var(--space-2) var(--space-3); font-weight: 600; color: var(--text); cursor: pointer; list-style: none; display: flex; align-items: center; justify-content: space-between; gap: var(--space-2); font-size: 1.0625rem; }
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after { content: '+'; color: var(--orange); font-size: 1.5rem; font-weight: 300; flex-shrink: 0; transition: transform .2s ease; }
.faq-item[open] summary::after { transform: rotate(45deg); }
.faq-item .faq-answer { padding: 0 var(--space-3) var(--space-3); }
.faq-item .faq-answer p { font-size: 1rem; line-height: 1.7; margin-bottom: 12px; }
.faq-item .faq-answer p:last-child { margin-bottom: 0; }

/* ---------- Blog Index ---------- */
.blog-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--space-4); }
.blog-card { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius-md); overflow: hidden; transition: all .25s ease; display: flex; flex-direction: column; }
.blog-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); border-color: var(--orange); }
.blog-card-image { aspect-ratio: 16 / 10; background: linear-gradient(135deg, var(--navy), var(--navy-light)); position: relative; overflow: hidden; }
.blog-card-image.gradient-1 { background: linear-gradient(135deg, #0F2A5C, #1B3D7A); }
.blog-card-image.gradient-2 { background: linear-gradient(135deg, #F26A1F, #D85A14); }
.blog-card-image.gradient-3 { background: linear-gradient(135deg, #0F2A5C, #F26A1F); }
.blog-card-image::after { content: ''; position: absolute; inset: 0; background: radial-gradient(circle at 30% 40%, rgba(255,255,255,0.15), transparent 50%); }
.blog-card-image-text { position: absolute; bottom: var(--space-3); left: var(--space-3); right: var(--space-3); color: rgba(255,255,255,0.95); font-size: 0.875rem; font-weight: 600; letter-spacing: 0.05em; }
.blog-card-body { padding: var(--space-3); flex-grow: 1; display: flex; flex-direction: column; }
.blog-card-meta { display: flex; gap: 12px; font-size: 0.75rem; color: var(--text-light); margin-bottom: 10px; font-weight: 600; text-transform: uppercase; letter-spacing: 0.05em; }
.blog-card-meta .read-time::before { content: '· '; }
.blog-card h3 { font-size: 1.25rem; line-height: 1.3; margin-bottom: 10px; }
.blog-card .excerpt { font-size: 0.9375rem; line-height: 1.6; flex-grow: 1; }
.blog-card-link { display: inline-flex; align-items: center; gap: 6px; color: var(--orange); font-weight: 600; font-size: 0.9375rem; margin-top: var(--space-2); }
.blog-card-link::after { content: '→'; transition: transform .2s ease; }
.blog-card:hover .blog-card-link::after { transform: translateX(4px); }

/* ---------- Inline CTA card (end of blog posts) ---------- */
.inline-cta { max-width: 720px; margin: var(--space-5) auto; background: linear-gradient(135deg, var(--bg-neutral), var(--white)); border: 1px solid var(--border); border-radius: var(--radius-md); padding: var(--space-3) var(--space-4); display: flex; align-items: center; justify-content: space-between; gap: var(--space-3); flex-wrap: wrap; }
.inline-cta-text strong { font-size: 1.125rem; color: var(--navy); display: block; margin-bottom: 4px; }
.inline-cta-text { font-size: 0.9375rem; color: var(--text-muted); flex: 1; min-width: 240px; }

/* ---------- Animations on scroll ---------- */
.fade-up { opacity: 0; transform: translateY(20px); transition: opacity .6s ease, transform .6s ease; }
.fade-up.in { opacity: 1; transform: translateY(0); }

/* ---------- WhatsApp Floating Chat Button ---------- */
.wa-fab { position: fixed; right: 22px; bottom: 22px; z-index: 999; display: flex; align-items: center; gap: 12px; }
.wa-bubble { background: var(--white); color: var(--text); padding: 12px 16px 12px 18px; border-radius: 999px; box-shadow: var(--shadow-md); font-size: 0.875rem; font-weight: 500; white-space: nowrap; max-width: 240px; opacity: 0; transform: translateX(12px); pointer-events: none; transition: all .25s ease; border: 1px solid var(--border); }
.wa-bubble strong { color: var(--navy); display: block; font-size: 0.8125rem; }
.wa-fab:hover .wa-bubble { opacity: 1; transform: translateX(0); }
.wa-btn { width: 60px; height: 60px; border-radius: 50%; background: #25D366; color: var(--white); display: inline-flex; align-items: center; justify-content: center; box-shadow: 0 8px 24px rgba(37, 211, 102, 0.4); transition: transform .2s ease, box-shadow .2s ease; position: relative; flex-shrink: 0; }
.wa-btn:hover { transform: scale(1.06); box-shadow: 0 12px 32px rgba(37, 211, 102, 0.55); }
.wa-btn svg { width: 30px; height: 30px; }
.wa-btn::before { content: ''; position: absolute; inset: -4px; border-radius: 50%; border: 2px solid #25D366; opacity: 0; animation: wa-pulse 2s ease-out infinite; }
@keyframes wa-pulse { 0% { opacity: 0.5; transform: scale(1); } 100% { opacity: 0; transform: scale(1.4); } }
@media (max-width: 720px) {
  .wa-fab { right: 14px; bottom: 14px; }
  .wa-bubble { display: none; }
  .wa-btn { width: 54px; height: 54px; }
}

/* ---------- Footer social row ---------- */
.footer-socials { display: flex; gap: 10px; margin-top: 14px; }
.footer-social-link { width: 36px; height: 36px; border-radius: 50%; background: rgba(255,255,255,0.06); border: 1px solid rgba(255,255,255,0.1); color: var(--white); display: inline-flex; align-items: center; justify-content: center; transition: all .2s ease; }
.footer-social-link:hover { background: var(--orange); border-color: var(--orange); transform: translateY(-2px); }
.footer-social-link svg { width: 16px; height: 16px; }

/* ---------- Responsive ---------- */
@media (max-width: 1023px) {
  .hero-grid { grid-template-columns: 1fr; gap: var(--space-5); }
  .problem-grid, .different-grid { grid-template-columns: repeat(2, 1fr); }
  .payment-steps { grid-template-columns: 1fr; }
  .testimonials-grid, .blog-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: var(--space-4); }
  .guarantee-grid { grid-template-columns: 1fr; text-align: center; justify-items: center; }
  .guarantee-badge { margin-bottom: var(--space-3); }
}
@media (max-width: 720px) {
  section { padding: var(--space-6) 0; }
  .nav-links { display: none; }
  .nav-toggle { display: inline-flex; }
  .nav.nav-open .nav-links { display: flex; flex-direction: column; align-items: stretch; position: absolute; top: 100%; left: 0; right: 0; background: var(--white); padding: var(--space-2); border-bottom: 1px solid var(--border); box-shadow: var(--shadow-md); gap: 0; }
  .nav.nav-open .nav-link { padding: 12px; }
  .nav.nav-open .nav-cta { margin: 8px 0 0; text-align: center; }
  .hero { padding-top: var(--space-5); padding-bottom: var(--space-5); }
  .problem-grid, .different-grid, .testimonials-grid, .blog-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .pricing-card { padding: var(--space-4) var(--space-3); }
  .price { font-size: 3rem; }
  .guarantee-badge { width: 200px; height: 200px; }
  .sla-callout { flex-direction: column; text-align: center; }
}