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The ₹5,000 Online Will and the ₹25,000 Personalised Will are both legally valid, advocate-touched documents delivered under Indian succession law. The difference lies in the depth of engagement, the customisation, and the situations they are built for. Here is how to decide which one is right for your family.
Most people who look at Law Tarazoo's pricing page for the first time reach for the Online Will simply because it is the least expensive tier. This is understandable but it is the wrong framing. A ₹5,000 Will that fits your family situation is infinitely more valuable than a ₹25,000 Will that overshoots what you need, and equally, a ₹5,000 Will that under-serves a complex estate is a false economy that will cost your family lakhs in probate friction later.
The right framing is: 'which Will fits my family's actual needs?' The Online Will is not a cheap version of the Personalised Will — it is a purpose-built product for a specific class of estate. The Personalised Will is not an inflated version of the Online Will — it is a fundamentally different service model. Choose based on fit, not price.
The Online Will (₹5,000) is a guided-questionnaire product. You spend approximately 30 minutes online answering 10 sections of structured questions. The Law Tarazoo Will engine routes your answers to the correct personal-law template — Hindu (ISA + HSA), Muslim Sunni Wasiyat, Muslim Shia Wasiyat, Christian, or Joint Will. An enrolled advocate reviews the generated document for structural soundness. You receive the finished Will as both DOCX and PDF within 60 seconds of clicking 'Generate', along with a signing-instructions cover letter.
What is included: the standard preamble, identification clause, revocation of prior Wills, family declaration, specific bequests (if any), residuary clause, executor appointment, guardianship appointment (if minors), signature and attestation blocks, and legal formalities under section 63 of the Indian Succession Act.
What is not included: substantial customised drafting of unusual clauses; construction of trusts within the Will (testamentary trusts); tax-planning overlays; coordination with existing shareholders' agreements or family settlement deeds; jurisdiction-specific arrangements for foreign assets; and the direct one-on-one time with an advocate.
The Personalised Will (₹25,000) is an advocate-led service. It opens with a 60-minute one-on-one consultation with an expert advocate — video or phone — during which the advocate takes your instructions, understands your specific situation, and identifies drafting requirements the standard template cannot handle. The advocate then drafts a Will bespoke to your circumstances over 5-7 working days.
You get two rounds of complimentary revisions — you can review the draft, request changes, and the advocate incorporates them without additional charge. Delivery is a professionally typeset Will along with a cover letter, signing instructions, and — if requested — a video or written explanation of the key clauses.
What is included: everything in the Online Will plus a substantive drafting conversation; construction of testamentary trusts if needed; coordination with existing family arrangements; nuanced residuary structures; specific business-succession language; guidance on registration decisions; and access to the advocate for follow-up questions.
You are a working professional with a salary income, a residential flat you own individually, one or two bank accounts, a demat account with routine mutual-fund and equity holdings, a life-insurance policy, and a clear residuary intention (typically 'everything to my spouse, then to my children equally').
You are married, your children are minors or adults with their own lives, and there is no ongoing family dispute about any inheritance. You do not own shares in a private limited company that would be affected by an Articles of Association restriction on transmission. You do not have foreign assets.
You are willing to spend 30 minutes on a questionnaire, are comfortable reading the generated Will and confirming it captures your intentions, and are able to arrange the two-witness signing under section 63 yourself using our cover letter.
If you tick all of these, the Online Will is the right product for you. It is not a compromise; it is the correct tier.
You are a promoter or founder of a private limited company and your shareholding needs to be structured for succession — potentially through a testamentary trust, potentially with buy-sell coordination against your shareholders' agreement.
You have minor children with substantial assets earmarked for them, and you want a trust construction that releases the corpus over time (say, 25% at 21, 25% at 25, balance at 30) rather than a lump-sum transfer.
You have an ancestral property whose disposition intersects with post-2005 Hindu Succession Act rules on coparcenary daughters, or you have HUF assets you want to segregate from personal estate.
You have a complex family structure — a second marriage, step-children, dependants outside immediate family — and want a nuanced allocation that a generic template cannot capture.
You want the psychological confidence of a real conversation with an advocate — someone who has listened to your specific concerns and drafted for them. For many senior professionals, that confidence is worth ₹25,000.
You are a Non-Resident Indian or OCI cardholder with assets in both India and another jurisdiction. The Online and Personalised tiers are both India-focused. What you need is the NRI Will (₹50,000), which is drafted by an advocate familiar with cross-border succession, apostille processes, and the interaction of Indian law with your resident jurisdiction's succession rules.
You are a business owner with intergenerational succession considerations — private trusts, family constitution, tax overlay, business valuation, split of active and passive assets among the next generation. What you need is Succession Planning (₹1,00,000), the 12-month engagement.
You have a specific succession-law question but do not want a Will drafted yet — perhaps you are considering options and need advocate input first. What you need is Pure Consulting (₹10,000), a 60-minute deep-dive session with a written summary memo.
A common misconception is that a Will drafted through a questionnaire is somehow 'less legal' than one drafted by an advocate over multiple meetings. This is wrong. Under Indian law, a Will is valid if it meets four requirements: (a) the testator has testamentary capacity — sound mind, age 18+; (b) the testator has signed it or acknowledged the signature; (c) two competent adult witnesses have attested it in the testator's presence and each other's presence; and (d) the testator has acted without undue influence.
None of these four requirements care whether the drafting was via questionnaire or via an advocate consultation. Both Wills, if properly witnessed under section 63, are equally binding. The difference lies in the depth of customisation of the content, not in the legal weight of the document.
That said, a more complex Will drafted with more thought is less likely to run into interpretive disputes during probate. If you have a complex situation and use a template-driven Will that does not capture your nuance, the Will is legally valid but may need heavy interpretation — which can slow probate.
In the Online Will, an enrolled advocate reviews the generated document for structural soundness before delivery. This review checks for: correct personal-law template selection based on the testator's religion; presence of all required clauses; internal consistency (no bequest of an asset that is later marked as residuary); and correct signing instructions.
What the review does not include is a substantive discussion with the testator about whether the intentions are the right intentions. That deeper substantive layer is what the Personalised Will's 60-minute consultation delivers. If your family situation is one where a good advocate would push back on a proposed clause — say, 'you sure you want to disinherit that daughter given the recent Supreme Court judgment on coparcenary rights?' — then you want the Personalised tier.
The Personalised Will includes two complimentary revision rounds. This matters more than most people think. Most people, when they see their draft Will for the first time, want to change something. Maybe it is a change of executor after reconsideration. Maybe it is a substituted beneficiary. Maybe it is a clarification of a specific bequest.
The Online Will supports edits within the questionnaire before generation, but once the Will is generated, revisions require either a Codicil (a formal amendment) or a fresh Will. Both add cost and process.
For families with complex bequests, factor in the value of the two included revisions. It is one of the reasons the ₹25,000 tier is genuinely worth ₹25,000 for the right customer.
Consider a promoter family with ₹5 crore of privately-held company shares. They use the Online Will template. It correctly implements the residuary sweep to the spouse but does not address the interaction with the Articles of Association's transfer restrictions on the private company. On the promoter's death, the shares get frozen in probate for two years while the family and the company's board argue about whether the AoA-mandated valuation should govern transmission to the spouse.
That two-year freeze costs the family — in lost dividend, in inability to raise capital against the shares, in the psychological weight of a stalled inheritance. Was ₹20,000 saved worth this? No.
Conversely: consider a young professional with a ₹30-lakh flat, a ₹20-lakh mutual-fund portfolio, and a spouse. They pay ₹25,000 for a Personalised Will. The advocate takes 60 minutes, discovers there is essentially nothing complex to structure, and produces a Will that is functionally identical to what the Online Will would have generated. Was ₹20,000 more spent worth it? Also no — but not because the Personalised Will was bad. Because it was overkill for the situation.
The right answer is fit. Match the tier to your actual complexity.
Ask yourself: (1) Do I own shares in a private limited company? (2) Do I have foreign assets? (3) Do I want to establish a trust within my Will? (4) Do I have minor children with substantial designated inheritance? (5) Am I in a second marriage with step-children? (6) Do I have an active family dispute over inheritance? (7) Do I have HUF or ancestral-property complexity?
Zero 'yes' answers → Online Will (₹5,000) is right for you.
One 'yes' → Personalised Will (₹25,000). One layer of complexity deserves a real drafting conversation.
Two or more 'yes' → seriously consider Succession Planning (₹1,00,000). At this point you are not really drafting a Will; you are planning an estate.
Foreign assets → NRI Will (₹50,000), regardless of the other answers.
Do not want a Will drafted yet → Pure Consulting (₹10,000).
Many Law Tarazoo customers start with an Online Will at a life stage where their estate is simple, then upgrade to a Personalised Will 5-10 years later when the estate has become more complex — additional children, business ownership, ancestral property inheritance, foreign move. This is exactly the intended flow.
There is no penalty or friction to upgrading. The old Will is simply revoked by the new one under section 70 of the Indian Succession Act (the 'last valid Will supersedes' rule). Any prior Codicils to the old Will fall away. You pay the new tier's fee and get the new Will.
Some customers instead maintain both tiers over time — using Pure Consulting sessions every 3-4 years to test whether their existing Will still fits their circumstances, and upgrading only when it materially does not.
The Online Will is a genuinely good product for the customer it is built for. The Personalised Will is a genuinely different service for the customer whose situation it is built for. Neither is a downgraded or upgraded version of the other. Choose based on fit, not on price positioning.
If you are unsure which tier applies to you, book a 15-minute discovery call via lawtarazoo.com and an advocate will help you decide. Most calls end with a recommendation for the ₹5,000 Online Will, which speaks to the honesty of the process — we do not upsell customers who do not need the higher tier.
This is general legal information, not legal advice. For a binding recommendation on your specific facts, consult a Law Tarazoo advocate.
Start with the ₹5,000 Online Will — advocate-reviewed, delivered in your inbox in 30 minutes. Or book a 60-minute Personalised consult at ₹25,000.
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